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  • What is a Drive-By or Desktop Mortgage Valuation?

      Mortgage lenders are increasingly relying on ‘desktop’ and ‘drive-by’ valuations when assessing your property for a Remortgage   When remortgaging, some mortgage lenders will opt to carry out a drive-by valuation. In order for this to happen, you will need to pass certain risk checks with the lender.   How to Qualify Whilst there is…

  • Remortgage for Home Improvements

      Remortgaging for Home Improvements   If you have enough equity in your property then it will be possible to remortgage to carry out home improvements. You will need to show the new lender that you can afford the new increase in the mortgage loan, so your current income and credit profile will be tested.…