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  • What is a Drive-By or Desktop Mortgage Valuation?

      Mortgage lenders are increasingly relying on ‘desktop’ and ‘drive-by’ valuations when assessing your property for a Remortgage   When remortgaging, some mortgage lenders will opt to carry out a drive-by valuation. In order for this to happen, you will need to pass certain risk checks with the lender.   How to Qualify Whilst there is…

  • Remortgage for Home Improvements

      Remortgaging for Home Improvements   If you have enough equity in your property then it will be possible to remortgage to carry out home improvements. You will need to show the new lender that you can afford the new increase in the mortgage loan, so your current income and credit profile will be tested.…

  • Bank of England could raise Interest Rates – Time to Fix?

      Thursday, 14th September 2017 Are you on your lender variable rate? Now is the time to consider a Fixed Rate Mortgage. Many of us have been happily resting on our laurels, keeping an eye out for change. Well today,┬áReuters has reported that Bank of England policymakers are now seriously considering the UK’s first Interest…