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Welcome to the future of mortgage advice!
Mortgage Advice Live Chat Transparency- You can see when our mortgage brokers are online and when we are typing our response. Typing…. Here at Glow, once we receive your message via Live Chat or email we will message you back. Even if we can’t help right away, we will message you back to let you…
Help to Buy Mortgages
How does Help to Buy work? There are various schemes available for Help to Buy, this article is about mortgages for the Help to Buy Equity scheme, Forces Help to Buy and London Help to Buy. In a standard Help to Buy Equity Loan, the Government lends you up to 20% of the cost of your…
Large personal loans could prevent you from getting a mortgage
The Bank of England has recently commented on the rise of personal loans and how personal loans could pose a danger to the UK economy. As professional mortgage advisors and financial intermediaries, we are becoming increasingly aware of the rise of mortgage applicants with high-value loans and hire purchase agreements. Many mortgage applicants are unaware…
How to get your SA302’s and Tax Year Overviews
We have prepared this step-by-step guide for self-employed customers who need to access and download their SA302’s for their mortgage application from the HMRC Government website. This guide is for self-employed individuals who have already submitted their HMRC Tax Returns online. To get your SA302’s: 1. Go to HMRC website and sign in.You will need your Government Gateway…
How to scan the perfect document
Mortgage lenders require a copy of your documents in order to assess your application and we also need them to carry out electronic identification, address and background checks before we proceed with your application. We require all documents to be sent to us in PDF format and full colour. Most scanning problems can be overcome by following…
How to make an offer on a property
Whether you are dealing with an estate agent, a developer, or the vendor directly; making the right offer on a property can save you thousands of pounds. It is crucial, therefore, to be prepared and execute your offer in the right way. I have prepared this guide based on my own experience working in the…
Shared Ownership – Helping First Time Buyers get on the property ladder
Are you struggling to find a property that you can afford? We have access to lenders who offer 100% mortgages on shared ownership properties.* Property prices in some areas play a big part preventing First Time Buyers from getting on the property ladder. In London, where the average property price is now £478,142**, the only…
The Payday Loan Mortgage Crunch
Every day we are approached by mortgage applicants who, at one point in their lives might have seen an advert on TV for a handy solution to a short-term cash problem: The Payday Loan. It might have only been for £50 and paid off within 30 days or even 1 week, nothing to worry about…
How to Print and Save your Free Noddle Credit Report
*IMPORTANT UPDATE* Noddle has been taken over by Credit Karma. The downloadable Noddle credit report mentioned in this article is no longer available. This article is now in archive to document how you could obtain the Noddle credit report in the past. ➡ We now recommend using Check My File Lenders no longer rely on…