Mortgage Blog

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  • NHS Mortgages

    Mortgage lenders that understand the NHS  We recognise that your job role may require you to switch from one Trust to another, working for multiple hospitals or maybe you choose to work as a locum or part of the bank staff. Fortunately, there are mortgage lenders out there who understand these flexible working arrangements.   …

  • 99% Mortgages in the UK for First Time Buyers? Only 1% Deposit Required.

    In a groundbreaking move, the UK government is considering introducing 99% mortgages, a scheme aimed at supporting First Time Buyers stuck in the rental cycle struggling to climb onto the property ladder. This plan, pivotal to the upcoming spring Budget, is tailored for young Britons, allowing them to secure a home with just a 1%…

  • UK Mortgage Rates Plummet in Unprecedented Lending War: Borrowers Poised to Win Big

    The Surge of Competition Among Lenders In a remarkable shift in the UK’s mortgage landscape, more than 30 lenders have embarked on a competitive journey to slash borrowing costs, signalling a ‘mortgage price war’. This phenomenon reflects a collective response to the anticipation of a potential cut in the Bank of England’s base rate, currently…

  • Skipton Building Society’s Track Record Mortgage: A Closer Look

    UK Mortgage Lender Introduces an Innovative New Mortgage, Giving Renters the Chance to Break Free from the Rental Trap In a bid to address the growing housing affordability crisis in the UK, Skipton Building Society has launched an innovative new mortgage product called the Track Record Mortgage. Aimed at helping renters break free from the…

  • Welcome to the future of mortgage advice!

    Mortgage Advice Live Chat Transparency- You can see when our mortgage brokers are online and when we are typing our response. Typing…. Here at Glow, once we receive your message via Live Chat or email we will message you back. Even if we can’t help right away, we will message you back to let you…

  • Disparity rages between vendors and buyers in the UK property market.

    It’s not often that I stick up for them, but Estate Agents are taking the brunt of the blame right now as buyers retreat due to concerns over property prices and mortgage rates. Vendors are still reluctant to move on price, creating a disparity between vendors and buyers in the UK property market. This is…

  • BM Solutions – Switch Your Mortgage Rate with a Broker

    Switching Rates and Product Transfers with BM Solutions If you are coming to the end of your fixed rate with BM Solutions (Birmingham Midshires), or you are already on the standard variable rate, brokers can take a look at your switch rate options and some don’t charge a broker fee to process the switch. Switching…

  • How to Download your Credit Report from CheckMyFile.com

    CheckMyFile.com offer a free trial and are one of the most comprehensive report providers that we have come across. Check My File provide your credit report data from CallCredit (Noddle), Equifax and Experian all-in-one. This article explains how to download your Credit Report from CheckMyFile.com so that you can send your report by email or upload your…

  • Why do mortgage brokers need your credit report?

    This is a common question we get asked and the answer is very straightforward. In order to determine how much a lender could lend and how much of a deposit you need to get a mortgage, we will need to assess your credit report. Your credit score does not help in the assessment for mortgage eligibility.…

  • What is a Drive-By or Desktop Mortgage Valuation?

    Mortgage lenders are increasingly relying on ‘desktop’ and ‘drive-by’ valuations when assessing your property for a Remortgage When remortgaging, some mortgage lenders will opt to carry out a drive-by valuation. In order for this to happen, you will need to pass certain risk checks with the lender. How to Qualify Whilst there is no concrete list…