Even if you have been with your bank for some time, each bank is bound by it’s own mortgage criteria, so don’t feel disheartened for being turned down.
Each lender is different with their own set of rules. For example, some lenders will lend on new build property and some won’t. Some lenders will want 6 months continuous employment, yet others are happy to lend if you have just started a new job.
This is where our experience and knowledge will come in. As whole of market mortgage advisors, we will be able to find the right mortgage for you and we don’t charge a fee.