Do you charge a fee?

We don’t charge a broker fee to process your mortgage application. Mortgage lenders will pay a commission to a mortgage advisor when the mortgage completes, this amount will be confirmed by the lender in their disclosure document. Therefore, we don’t believe in charging our customers twice. Our job is to find you the cheapest, most suitable mortgage option, regardless of the commission we will get paid.

Cancellation: We charge a cancellation fee of 0.4% of the loan amount or £495 whichever is the higher amount. This fee only becomes payable if your mortgage does not complete. For example, on a mortgage loan amount of £100,000 the cancellation fee would be calculated as follows: £100,000 x 0.4% is £400 therefore the cancellation fee will be £495.

Our cancellation fee will not be charged if we can switch your mortgage application to another lender because your mortgage application is declined, or if your property purchase falls through and you use our services again to arrange a mortgage on the new property within 3 months. If you are unable to find a suitable property within 3 months, the cancellation fee will become payable.