How to get a free credit report from Experian, Noddle and Equifax all-in-one

If you are looking to obtain a mortgage or any finance, lenders are now more likely to check your credit rating and report from more than one credit agency. This article explains how you can check your credit score and credit report for free with all of the top credit agencies on a single comparison website CheckMyFile.

Compare your Credit Report from different credit agencies on one website.

Confused with all the different credit reports? Experian, Noddle and Equifax .. the list goes on

With the rise of Experian, Noddle and Equifax all competing for your attention, many lenders have become aware that each credit agency will offer their own unique view on your credit profile. Various credit reference agencies now advertise on TV individually asking you to subscribe to their services. This is often confusing for consumers, not knowing where to turn or who is best to use.

Different scores and conflicting credit report data can affect your chances of approval

Each credit report provider will have their own unique assessment of your credit profile. This may seem strange but as mortgage advisors, we have often received multiple credit reports from customers that are often conflicting. In one case, we had a customer show an almost perfect score with Experian and a not so perfect score with Equifax.

Which credit report do we recommend?

We recommend that you obtain a multi-agency credit report. In the same way that you would compare the market for the best finance quotes, use to obtain your credit report from all of the top credit report providers. Best of all, you can obtain your multi-agency credit report FREE for 30 days. It’s free for 30 days, then £14.99 a month but you can cancel at anytime. With Experian charging the same amount for a single agency report*, it makes sense to start a trial with to obtain your credit report from multiple agencies for the same price, or free for 30 days.

Mortgage lenders and other credit providers are now using multi-agency or ‘all-in-one’ credit reports to assess your eligibility.

Check that all reported credit information for you is correct over four of the top credit reference agencies. This will ensure that you have the highest chance of being accepted and this gives you the ability to correct any inaccurate information before you apply for a mortgage or other credit finance.

Head over to

Obtain your multi-agency all-in-one credit report.

Author: Ben, Glow Mortgage Advisor (CeMAP, BSc Hons)

First Published on:  29 Sep 2017

Last Updated 29th July 2023

*Experian monthly cost of £14.99 per month (after their free 30-day trial) is correct at the time this article was first published.