How to get a mortgage when you are self-employed
Lenders all have different rules when it comes to self-employed applicants, but here are some general rules to follow if you are self-employed and thinking about getting a mortgage. Here are a few simple steps to follow written by a mortgage advisor to ensure that you get accepted: 1. Declare all of…
Get a mortgage with 1-year self-employed accounts
[vc_row][vc_column][vc_column_text] If you are self-employed with at least 1 year’s worth of accounts or HMRC tax returns, there are mortgage lenders that will accept this with no minimum trading period. Self-Employed Trend đ Recent CIPD research suggests that as many as 1 in 7 UK workers are now self-employed or have become ‘selfies’, adding…
How to get your SA302’s and Tax Year Overviews
We have prepared this step-by-step guide for self-employed customers who need to access and download their SA302’s for their mortgage application from the HMRC Government website. This guide is for self-employed individuals who have already submitted their HMRC Tax Returns online. To get your SA302’s: 1. Go to HMRC website and sign in.You will need your Government Gateway…