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  • How to Remortgage your Home

    Once you have purchased a property and you’ve moved in, it’s easy to forget about your initial mortgage deal. We explore the remortgage process, what you need to check before you begin and how to remortgage your home. Before you Remortgage 1. Check when your deal expires Your mortgage offer will remind you when your…

  • What is a Drive-By or Desktop Mortgage Valuation?

      Mortgage lenders are increasingly relying on ‘desktop’ and ‘drive-by’ valuations when assessing your property for a Remortgage   When remortgaging, some mortgage lenders will opt to carry out a drive-by valuation. In order for this to happen, you will need to pass certain risk checks with the lender.   How to Qualify Whilst there is…

  • Remortgage – Credit Card Debt Consolidation

      Are you looking to Consolidate your Debt? If you are struggling to make debt repayments along with your mortgage and have enough equity in your property, we can consolidate your credit card and loan debt with a quick remortgage so that you will simply make one low monthly payment. The maximum mortgage loan you…

  • Remortgage for Home Improvements

      Remortgaging for Home Improvements   If you have enough equity in your property then it will be possible to remortgage to carry out home improvements. You will need to show the new lender that you can afford the new increase in the mortgage loan, so your current income and credit profile will be tested.…

  • My Mortgage Deal is Ending What Do I Do?

      Speak to your current mortgage lender We always advise that you speak with your current lender first to check what new deal you will be offered, but also to check if there are any fees or charges to move your mortgage. This can be done with a simple phone call to get some indicative…

  • Remortgage Broker

      When it is time to remortgage, a remortgage broker can help you find the best deal.   Why use a broker to remortgage? Brokers can search the whole of market and get back to you with the best option, they can also advise and make a recommendation on other solutions that could be more…

  • How to deal with Property Down Valuations

      A property down valuation is never easy to deal with when trying to remortgage or purchase a property.  The first step is to lodge a valuation appeal with the mortgage lender.   Remortgage Down Valuations Remortgage down valuations happen more often than any other mortgage type in our experience. Often, when remortgaging, owners don’t…