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  • How will Brexit affect Mortgages and Property sales in 2019?

    This is a question I am often asked. As an experienced mortgage advisor I actually began my career during the Financial Crisis of 2007-2008. Whilst I don’t believe we will see a return to this chaos on the financial side, there are some striking comparisons. Mainly a stalling of the property market in some areas.…

  • Large personal loans could prevent you from getting a mortgage

      The Bank of England has recently commented on the rise of personal loans and how personal loans could pose a danger to the UK economy. As professional mortgage advisors and financial intermediaries, we are becoming increasingly aware of the rise of mortgage applicants with high-value loans and hire purchase agreements. Many mortgage applicants are unaware…

  • How to deal with Property Down Valuations

      A property down valuation is never easy to deal with when trying to remortgage or purchase a property.  The first step is to lodge a valuation appeal with the mortgage lender.   Remortgage Down Valuations Remortgage down valuations happen more often than any other mortgage type in our experience. Often, when remortgaging, owners don’t…

  • The Payday Loan Mortgage Crunch

    Every day we are approached by mortgage applicants who, at one point in their lives might have seen an advert on TV for a handy solution to a short-term cash problem: The Payday Loan. It might have only been for £50 and paid off within 30 days or even 1 week, nothing to worry about…