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  • How will Brexit affect Mortgages and Property sales in 2019?

    This is a question I am often asked. As an experienced mortgage advisor I actually began my career during the Financial Crisis of 2007-2008. Whilst I don’t believe we will see a return to this chaos on the financial side, there are some striking comparisons. Mainly a stalling of the property market in some areas.…

  • Bank of England could raise Interest Rates – Time to Fix?

      Thursday, 14th September 2017 Are you on your lender variable rate? Now is the time to consider a Fixed Rate Mortgage. Many of us have been happily resting on our laurels, keeping an eye out for change. Well today, Reuters has reported that Bank of England policymakers are now seriously considering the UK’s first Interest…

  • Large personal loans could prevent you from getting a mortgage

      The Bank of England has recently commented on the rise of personal loans and how personal loans could pose a danger to the UK economy. As professional mortgage advisors and financial intermediaries, we are becoming increasingly aware of the rise of mortgage applicants with high-value loans and hire purchase agreements. Many mortgage applicants are unaware…

  • How to deal with Property Down Valuations

      A property down valuation is never easy to deal with when trying to remortgage or purchase a property.  The first step is to lodge a valuation appeal with the mortgage lender.   Remortgage Down Valuations Remortgage down valuations happen more often than any other mortgage type in our experience. Often, when remortgaging, owners don’t…

  • The Payday Loan Mortgage Crunch

    Every day we are approached by mortgage applicants who, at one point in their lives might have seen an advert on TV for a handy solution to a short-term cash problem: The Payday Loan. It might have only been for £50 and paid off within 30 days or even 1 week, nothing to worry about…