How to Download your Credit Report from CheckMyFile.com
CheckMyFile.com offer a free trial and are one of the most comprehensive report providers that we have come across. Check My File provide your credit report data from CallCredit (Noddle), Equifax and Experian all-in-one. This article explains how to download your Credit Report from CheckMyFile.com so that you can send your report by email or upload your…
Why do mortgage brokers need your credit report?
This is a common question we get asked and the answer is very straightforward. In order to determine how much a lender could lend and how much of a deposit you need to get a mortgage, we will need to assess your credit report. Your credit score does not help in the assessment for mortgage eligibility.…
CheckMyFile.com Review – More than a Credit Score
CheckMyFile.com have recently launched a brand new TV advert stating that most other credit agencies offer a ‘one-dimensional’ view of your financial position (and they are right). What most people aren’t aware of is that when you are applying for a mortgage or any credit, your credit score is only part of the consideration for acceptance. The…
How to Download your Credit Report from Experian
Here is how to download your Experian credit report as a PDF file: We are often asked how you can print and save your Experian credit report as a document. Here is a step-by-step guide on how to download your Experian credit report from the CreditExpert website. 1. Log into your Experian account or sign…
Can I get a mortgage if I’m furloughed?
The short answer is Yes. If you have been furloughed there are lenders who are prepared to consider a mortgage based on your furloughed income – subject to further assessment. There has never been a more important time to use a mortgage broker to arrange and submit your mortgage application. We can help you navigate…
3-Month Mortgage Holiday – Coronavirus
Due to the impact of coronavirus, many lenders are offering a 3-month mortgage holiday. We have compiled a list of mortgage lenders & banks that are accepting online/email requests to arrange a mortgage payment holiday. A mortgage holiday is a temporary break from your regular monthly mortgage payments, but it is important to note that…
Credit Report Downloads Stopped with Credit Karma
In May 2019 Noddle was acquired by Credit Karma, this has led to some confusion from Noddle customers who have been trying to download their credit reports. Credit Report Downloads Stopped with Credit Karma Credit Karma have removed the ability for you to download your credit report as a PDF. This option was previously available…
Fixed Term Contract Mortgage Lenders
Fixed Term Contracts are becoming more popular and they allow for an increased flexibility and transition in work roles for both the employer and employee. Lender Requirements Getting a mortgage on a fixed term contract can prove tricky as lender criteria varies vastly. Some lenders will ask for at least 12 months experience and then…