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  • How to Remortgage your Home

    Once you have purchased a property and you’ve moved in, it’s easy to forget about your initial mortgage deal. We explore the remortgage process, what you need to check before you begin and how to remortgage your home. Before you Remortgage 1. Check when your deal expires Your mortgage offer will remind you when your…

  • Fee-Free Mortgage Broker

    We have written a simple guide to explain how Fee-Free mortgage advice works and how mortgage advisors and mortgage brokers get paid.   Is there a difference between a Mortgage Advisor and a Mortgage Broker? In a nutshell, no. They are two names which have been coined for the same job role. The best way…

  • How to Download or Print your Bank Statements from Natwest

    We are often asked by our customers how they can download their online bank statements in a format that is suitable for mortgage lenders to assess.   Here is a step by step guide on How to Download or Print your Bank Statements from Natwest.   1. Log into your Natwest online banking account via the…

  • Get Your Free Experian Credit Score

      Buying your first home is an exciting life step and you want to ensure you are in the best position to be qualified for a mortgage. Lenders look at several factors including, your salary, debt and savings when considering your application. Your credit score could be one of the most important factors in determining…

  • How to Download or Print your Bank Statements from Halifax

    We are often asked by our customers how they can download their online bank statements in a format that is suitable for mortgage lenders to assess.   Here is a step by step guide on How to Download or Print your Bank Statements from Halifax.     1. Log into your Halifax online banking account via…

  • How to Download your Credit Report from Experian

    Here is how to download your Experian credit report as a PDF file:   We are often asked how you can print and save your Experian credit report as a document. Here is a step-by-step guide on how to download your Experian credit report from the CreditExpert website.   1. Log into your Experian account or sign…

  • Tier 2 Visa Mortgage

      Can I get a mortgage on a Tier 2 Visa?  Yes, is the short answer. There are UK mortgage lenders who will consider a mortgage application on a Tier 2 Visa.   What is the lender criteria for a Tier 2 Visa mortgage?  Lender criteria does vary, depending on the length of time you…
  • How to get a Mortgage with Bad Credit but Good Income

      Bad Credit Mortgages with a Good Income   The high street banks aren’t great if you have bad credit, there’s little point making it worse by trying one after the other as this could bring down your credit score even further. High street lenders aren’t great for accepting people with a poor credit history, but…

  • Offer accepted on a Property – What happens next?

      So you’ve had an offer accepted on a property, what happens next? Follow our simple step-by-step guide to ensure that you hit the ground running with your property purchase.   1. Get confirmation in writing The first step is to request confirmation in writing from the estate agent or developer. The document to confirm…

  • Can I get a mortgage with a New Job?

      If you have just agreed a contract for a new employed role, firstly congratulations are in order! Secondly, yes there are mortgage lenders that will consider a mortgage with a new job. Some will even consider you even if you haven’t started your new job.   What are the Mortgage Requirements?   Most mortgage lenders…