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  • Can I get a mortgage if I’m furloughed?

    The short answer is Yes. If you have been furloughed there are lenders who are prepared to consider a mortgage based on your furloughed income – subject to further assessment. There has never been a more important time to use a mortgage broker to arrange and submit your mortgage application. We can help you navigate…

  • 3-Month Mortgage Holiday – Coronavirus

    Due to the impact of coronavirus, many lenders are offering a 3-month mortgage holiday. We have compiled a list of mortgage lenders & banks that are accepting online/email requests to arrange a mortgage payment holiday. A mortgage holiday is a temporary break from your regular monthly mortgage payments, but it is important to note that…

  • Credit Report Downloads Stopped with Credit Karma

    In May 2019 Noddle was acquired by Credit Karma, this has led to some confusion from Noddle customers who have been trying to download their credit reports. Credit Report Downloads Stopped with Credit Karma Credit Karma have removed the ability for you to download your credit report as a PDF. This option was previously available…

  • Fixed Term Contract Mortgage Lenders

    Fixed Term Contracts are becoming more popular and they allow for an increased flexibility and transition in work roles for both the employer and employee. Lender Requirements Getting a mortgage on a fixed term contract can prove tricky as lender criteria varies vastly. Some lenders will ask for at least 12 months experience and then…

  • Who arranges a Property Survey?

    The buyer is responsible for arranging a property survey. If the property purchase is being made with a mortgage, the mortgage lender will require at least a basic mortgage valuation report to be carried out on the property and this will be arranged by your chosen mortgage lender when you submit your full mortgage application.…

  • How to Remortgage your Home

    Once you have purchased a property and you’ve moved in, it’s easy to forget about your initial mortgage deal. We explore the remortgage process, what you need to check before you begin and how to remortgage your home. Before you Remortgage 1. Check when your deal expires Your mortgage offer will remind you when your…

  • How to Download or Print your Bank Statements from Natwest

    We are often asked by our customers how they can download their online bank statements in a format that is suitable for mortgage lenders to assess.   Here is a step by step guide on How to Download or Print your Bank Statements from Natwest.   1. Log into your Natwest online banking account via the…

  • How to Download or Print your Bank Statements from Halifax

    We are often asked by our customers how they can download their online bank statements in a format that is suitable for mortgage lenders to assess.   Here is a step by step guide on How to Download or Print your Bank Statements from Halifax.     1. Log into your Halifax online banking account via…

  • How to Download your Credit Report from Experian

    Here is how to download your Experian credit report as a PDF file: We are often asked how you can print and save your Experian credit report as a document. Here is a step-by-step guide on how to download your Experian credit report from the CreditExpert website.   1. Log into your Experian account or sign up…

  • Tier 2 Visa Mortgage

      Can I get a mortgage on a Tier 2 Visa? Yes, is the short answer. You can get a mortgage in the UK as a foreign national. There are UK banks and mortgage lenders who will consider a mortgage application on a Tier 2 Visa.   What is the lender criteria for a Tier…