Loading posts...
  • 99% Mortgages in the UK for First Time Buyers? Only 1% Deposit Required.

    In a groundbreaking move, the UK government is considering introducing 99% mortgages, a scheme aimed at supporting First Time Buyers stuck in the rental cycle struggling to climb onto the property ladder. This plan, pivotal to the upcoming spring Budget, is tailored for young Britons, allowing them to secure a home with just a 1%…

  • Mortgage Guarantee Scheme

    Chancellor Rishi Sunak today announced the anticipated ‘Mortgage Guarantee Scheme’ which many high street mortgage lenders will begin supporting from 19th April 2021. Why are the government announcing a Mortgage Guarantee Scheme? The government are announcing a mortgage guarantee scheme because the availability of mortgage options with a 5 per cent deposit has decreased dramatically…

  • Gifted Deposit Mortgages

      What is a gifted deposit mortgage and do the lenders accept it? Gifted deposit mortgages are now more common than ever. With the average price of a property in the UK now £226,071, it is little surprise that many First Time Buyers will look to Bank of Mum & Dad (or even Uncle) for help.…

  • Help to Buy Mortgages

      How does Help to Buy work? There are various schemes available for Help to Buy, this article is about mortgages for the Help to Buy Equity scheme, Forces Help to Buy and London Help to Buy. In a standard Help to Buy Equity Loan, the Government lends you up to 20% of the cost of your…