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  • NHS Mortgages

      Mortgage lenders that understand the NHS   We recognise that your job role may require you to switch from one Trust to another, working for multiple hospitals or maybe you choose to work as a locum or part of the bank staff. Fortunately, there are mortgage lenders out there who understand these flexible working…

    6th December 2018
    Buying a Property, Employed, First Time Buyers

  • Offer accepted on a Property – What happens next?

      So you’ve had an offer accepted on a property, what happens next? Follow our simple step-by-step guide to ensure that you hit the ground running with your property purchase.   1. Get confirmation in writing The first step is to request confirmation in writing from the estate agent or developer. The document to confirm…

    25th April 2018
    Buying a Property, First Time Buyers, Helpful Tips

  • Can I get a mortgage with a New Job?

      If you have just agreed a contract for a new employed role, firstly congratulations are in order! Secondly, yes there are mortgage lenders that will consider a mortgage with a new job. Some will even consider you even if you haven’t started your new job.   What are the Mortgage Requirements?   Most mortgage…

    26th February 2018
    Employed, First Time Buyers, Helpful Tips

  • When should I get an Agreement in Principle?

      There are many opinions on when you should get an agreement in principle but hopefully, we can shed some expert advice on the process and when you should apply for an agreement in principle.   1. Start by using an Affordability Calculator   When you are starting out with a property search either as…

    21st January 2018
    Agreement in Principle, Buying a Property, First Time Buyers, Helpful Tips

  • How Long Does a Mortgage Application Take?

      Not so long ago, mortgage applications would take around 30 minutes to complete and several days to be assessed?   This is because most lenders throw all of their questions on to one page and expect you to work out which questions are relevant to you and which ones aren’t. There was always the fear…

    31st December 2017
    First Time Buyers, Helpful Tips

  • First Time Buyer Mortgage Advice

      Here at Glow we have helped many First Time Buyers with great tech and independent mortgage advice searching over 20,000 mortgages to find you the best deal. If you are a First Time Buyer your first thought is to visit your bank for a mortgage. According to recent research, one in seven people thought their…

    7th November 2017
    First Time Buyers, Helpful Tips

  • Help to Buy Mortgages

      How does Help to Buy work? There are various schemes available for Help to Buy, this article is about mortgages for the Help to Buy Equity scheme, Forces Help to Buy and London Help to Buy. In a standard Help to Buy Equity Loan, the Government lends you up to 20% of the cost of your…

    23rd August 2017
    First Time Buyers, Help to Buy

  • How to make an offer on a property

      Whether you are dealing with an estate agent, a developer, or the vendor directly; making the right offer on a property can save you thousands of pounds. It is crucial, therefore, to be prepared and execute your offer in the right way.   I have prepared this guide based on my own experience working…

    13th July 2017
    Buying a Property, First Time Buyers, Helpful Tips

  • Property Purchase & Mortgage Timeline

    So you found a property and you’ve had an offer accepted, what happens next? There are two timelines that will begin, the first is a mortgage timeline (if you need a mortgage), the second is the legal timeline.     Mortgage Timeline Agreement in Principle ➡ Application ➡ Survey ➡ Mortgage Offer The mortgage timeline begins with an…

    9th July 2017
    Buying a Property, First Time Buyers, Helpful Tips

  • Shared Ownership – Helping First Time Buyers get on the property ladder

    Are you struggling to find a property that you can afford? We have access to lenders who offer 100% mortgages on shared ownership properties.* Property prices in some areas play a big part preventing First Time Buyers from getting on the property ladder. In London, where the average property price is now £478,142**, the only…

    6th July 2017
    First Time Buyers, Shared Ownership